44% overfunded on crowdfunding | £1,481,000 raised | Over 3,500 accounts opened
We did it! Thanks to the belief and backing of our community, Zero has raised £1.5 million in its latest funding round including crowdfunding via Crowdcube - smashing its original crowdfunding target by 44% and unlocking the next phase of our journey to make money a force for good.
Since launching in January 2025, over 3,500 climate-conscious people have opened a Zero account, joining us on a mission to reshape how we think about money, banking, and the planet.
Why are people choosing Zero?
Zero is more than just a money app. We're a community of people who want to align their finances with their values. Our debit card, current account and app are designed specifically for anyone who wants their money choices to have a positive impact.
At the heart of Zero is GreenScore®, our simple, powerful tool that helps you understand the environmental footprint of your spending — not just with Zero, but across all your linked accounts. GreenScore turns complex carbon data into an easy-to-understand score and will shortly offer tips and solutions to help you reduce your impact, without the guilt trips.
And this is just the beginning. This new investment means we can:
- Build even more features our customers are asking for.
- Grow our team and improve your experience.
- Spread the word to more people who want their money to make a difference.
- Launch climate and nature-positive solutions inside the app.
We’re building this together - literally.
With this raise, we’re taking community ownership seriously. We're giving 20% of Zero's future value back to our customers through our Community Share Option Scheme. This means that if Zero does well, you do too. Each customer is being offered 400 Community Share Options once they’re all set up — because we believe the power to create change is bigger when we share it.
A word from our co-founder, Richard Theo:
“We’re so proud and grateful for the support we've received from customers, investors and our wider community. Together, we’re proving that money can be part of the climate solution. This raise lets us build faster, reach more people, and empower our users to have a real impact.”
Why is Zero acting now?
People are demanding change:
- 61% of people think banks should actively fight climate change.
- 59% want their bank to use their money for environmental good
- But only 42% believe their bank is doing enough**
** Statistics from Opinium research commission by Zero conducted among 2000 UK adults in August 2022
At Zero, we exist to change that. This milestone is just the start.
If you want to learn more, join the movement or open your Zero account today:
👉 Sign Up for Zero now