Anyone aged 18 and over who is a UK resident can apply for an account.
Savings Account
Looking for an easy access savings account with a competitive interest rate that reflects your values? With Zero's Planet Safe Saver, you can earn while knowing your money isn't used to support fossil fuels or other environmentally harmful industries
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Earn 3.66% AER and start saving from as little as £1
Grow your money while making smarter choices for the planet. With Zero's Planet Safe Saver, you can start with as little as £1 and earn a competitive 3.66% AER (variable). Plus, you can rest easy knowing your money isn't being used in any way that's harmful to the planet.
Everything you'd expect from a savings account and more
Start saving with as little as £1
Easy access to your savings*
Eligible deposits FSCS protected up to £85,000
Deposits that never support fossil fuels or environmentally harmful industries
*Receive withdrawals within 1 working day
What our customers say
Josie
Good to know my money isn’t being used to support unethical and unsustainable corporations
Nicholas
Fabulous company mission!
Chris
Zero has truly impressed me! Their platform is easy to use, making my financial tasks simple and straightforward.
A planet safe savings rate - 3.66% AER
Why settle for less? With Zero’s Planet Safe Saver, you’ll earn a market-competitive 3.66% AER (variable) from as little as £1. That’s on par with Revolut, Monzo and HSBC while also giving you peace of mind that your money will never be used to support environmentally harmful industries. Start saving smarter, and more sustainably, today.
*Interest rates based on specific saving accounts products as of 31st October 2025
Frequently asked questions
We’ve put together answers to the most common questions so you can get the info you need, fast. For the full FAQs please navigate to FAQs.
If you’re new to Zero, you’ll first need to download the Zero app from the Apple or Google Play store and follow the sign-up process in the app (visit the Sign Up page for links to the app).
Once you’ve got your Zero account, head to the Savings section of the app dashboard and click the button in the ‘Get started with a Zero Savings Account’ section. Follow the instructions in the app to complete the set up of your savings account – it should only take a few minutes!
Adding to your savings is quick and easy! Simply navigate to the savings section of the Zero app and select ‘Add to savings’. You’ll then be prompted to enter and confirm the amount you want to transfer from your Zero personal account into your savings account.
Simply navigate to the savings section of the Zero app and select ‘Withdraw’. You’ll then be prompted to enter and confirm the amount you want to withdraw from your savings account. All withdrawals will be sent to your Zero personal account and should arrive within 1 working day.
The Planet Safe Saver is an easy access savings account, so you can withdraw money from your account at any time. All withdrawals will be sent to your Zero personal account and should arrive within 1 working day.
Interest is calculated and paid into your savings account on a monthly basis.
Yes, the minimum deposit for opening the account and for any subsequent deposits is £1.
The maximum balance you can hold in your savings account is £1,000,000.
No, it’s completely free to open a Planet Safe Saver account.
You can manage your savings account via the Zero mobile app. Simply navigate to the savings section of the dashboard to view your current savings balance, add and withdraw funds, and view your transaction history.
Eligible deposits are protected up to £85,000 by the Financial Services Compensation Scheme (FSCS).
Unlike a lot of other savings products, the money you add to your Planet Safe Saver account will never be used to support fossil fuels or other environmentally harmful industries.
At the moment, you can only have one savings account.
If you would like a savings account statement, please contact our customer support team at help@zero.co.uk and they will be happy to send you an account statement.
Your Planet Safe Saver account is made available on the Zero App through Bondsmith Savings Nominees Ltd. Your savings deposit is then held with our selected Deposit Taker, Griffin Bank.
Griffin is a B Corp-rated bank with minimum standards to do no significant harm to the environment. Griffin does not lend to unsustainable industries and deposits its surplus capital at the Bank of England.
Find out more in our Savings T&Cs.
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Join the community
When you open a Zero account, you don’t just join a sustainable movement, you become an owner. We’ve set aside 20% of the future value of the company for our community, meaning every customer receives 400 free Community Share Options. Together, we’ll build a greener financial future and you’ll share in the value we create.
