Savings Account

Looking for an easy access savings account with a competitive interest rate that reflects your values? With Zero's Planet Safe Saver', you can earn while knowing your money isn't used to support fossil fuels and other environmentally harmful industries

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Earn 3.66% AER and start saving from as little as £1

Grow your money while making smarter choices for the planet. With Zero's Planet' Safe Saver, you can start with as little as £1 and earn a competitive 3.66% AER variable. Plus, you can rest easy knowing your money isn't being used in any way that's harmful to the planet.

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Everything you'd expect from a savings account and more

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Start saving with as little as £1

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Easy access to your savings*

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Eligible deposits FSCS protected up to £85,000

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Deposits that never support fossil fuels or environmentally harmful industries

*Withdrawals are typically received by midday the following working day for requests submitted before 11am.

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What our customers say

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Josie

Good to know my money isn’t being used to support unethical and unsustainable corporations

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Nicholas

Fabulous company mission!

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Chris

Zero has truly impressed me! Their platform is easy to use, making my financial tasks simple and straightforward.

A planet safe savings rate - 3.66% AER

Why settle for less? With Zero’s Planet Safe Saver, you’ll earn a market-competitive 3.66% AER variable from as little as £1. That’s up there with Revolut, Monzo and HSBC. But, unlike them, your money will never be used to support environmentally harmful industries. Start saving smarter, and more sustainably, today.

*Interest rates based on specific saving accounts products as of 31st October 2025

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Frequently asked questions

We’ve put together answers to the most common questions so you can get the info you need, fast. For the full FAQs please navigate to FAQs.

Anyone aged 18 and over who is a UK resident can apply for an account. 

If you’re new to Zero, you’ll first need to download the Zero app from the Apple or Google Play store and follow the sign-up process in the app (visit the Sign Up page for links to the app). 

Once you’ve got your Zero account, head to the Savings section of the app dashboard and click the button in the ‘Get started with a Zero Savings Account’ section. Follow the instructions in the app to complete the set up of your savings account – it should only take a few minutes! 

Adding to your savings is quick and easy! Simply navigate to the savings section of the Zero app and select ‘Add to savings’. You’ll then be prompted to enter and confirm the amount you want to transfer from your Zero personal account into your savings account.  

Simply navigate to the savings section of the Zero app and select ‘Withdraw’. You’ll then be prompted to enter and confirm the amount you want to withdraw from your savings account. All withdrawals will be sent to your Zero personal account and should arrive within 1 working day. 

Join the community

When you open a Zero account, you don’t just join a sustainable movement, you become an owner. We’ve set aside 20% of the future value of the company for our community, meaning every customer receives 400 free Community Share Options. Together, we’ll build a greener financial future and you’ll share in the value we create.