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Zero is growing and you can own a piece of it!

We’re launching our second raise on Crowdcube.

We’re launching our second raise on Crowdcube

We’re excited to share that Zero will soon be launching its second crowdfunding campaign — and we’re giving you, our community, the chance to own a part of what we’re building. 

Since launching in December 2024, over 11,000 people have joined Zero. Together, we’re creating a sustainable alternative to traditional banking, one that believes money can be a force for the good of the planet. If you share our vision, here’s another chance to invest in Zero. 

We’re partnering once again with Crowdcube, Europe’s leading equity crowdfunding platform, to open this opportunity up to as many people as possible. You’ll be able to invest from as little as £10 and become a co-owner in a mission-led company working to reinvent banking for the generation that needs to put the planet first.  

Risk warning: Don’t invest unless you’re prepared to lose all the money you invest. Investing in private companies is high risk and you are unlikely to be protected if something goes wrong. Take two minutes to learn more

Built for the planet, backed by people 

We created Zero to make it easy for people to align their money with their values. Our sustainable money app includes a personal account, debit card, and GreenScore®  with a simple, intuitive way to understand the environmental impact of your spending and find affordable ways to reduce it. 

Unlike some carbon tools that rely on complex metrics, GreenScore® gives you a single number to track your footprint and whether you use your Zero account or link other accounts via Open Banking, your impact is captured in one place. 

We believe individual accountability and actions matter and when combined, they become a powerful force for change. 

A Better Future 

Since our launch, we’ve been listening, learning, and building. With your support, we’ve achieved a lot in a short time. But we’re just getting started. 

Here’s what’s coming next: 

  • Zero Carbon Projects: Enable customers to offset their footprint by contributing to verified climate and nature-positive initiatives 
  • Planet Saver Account: An Instant Access savings account with a competitive interest rate, built for savers who want their money to do good
  • ESG Investments: Ethical investing options made simple and accessible
  • Premium Subscription: Unlock additional benefits and tools to accelerate your sustainability journey 

Zero was co-founded by Richard Theo, a Fintech entrepreneur behind Wealthify and ActiveQuote,  both of which went on to be acquired by global financial services brands. 

Invest in Zero 

If you're interested in becoming a shareholder, we recommend creating a Crowdcube account ahead of time so you’re ready when we go live. 

👉 Create your Crowdcube account
 👉Express interest in investing in Zero

This is a rare opportunity to invest in Zero, which is passionate about putting climate action at the heart of its mission  and to create a sustainable alternative to banking. 

As someone who’s been part of our journey so far, we’d love for you to take a front seat on what comes next. 

If you have any questions, just drop us a line at founders@zero.co.uk