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Zero® is a service provided by Zero Fintech Ltd, registered in England & Wales company number 13818217 and Zero Fintech Group Plc, registered in England & Wales company number 14738824, at 1 Capital Quarter, Cardiff CF10 4BZ.

The Zero Debit card is issued by Transact Payments Limited pursuant to licence by Mastercard International. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Payment accounts and related payment services are provided by Transact Payments Limited, a payments and electronic money institution authorised and regulated by the Gibraltar Financial Services Commission (GFSC) to offer payment and electronic money services in Gibraltar and the United Kingdom. Registered office: 6.20 World Trade Center, 6 Bayside Road, Gibraltar, GX11 1AA. Incorporation number 108217. Whilst Electronic Money products are not covered by the Financial Services Compensation Scheme (FSCS), your funds will be held in one or more segregated accounts and safeguarded in line with Part 4 of the Financial Services (Electronic Money) Regulations 2020.

Zero Fintech Ltd is an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718. Plaid provides you with regulated account information services through Zero Fintech Ltd as its agent.